SAVINGS ACCOUNT

Summit Savings **

* Interest bearing account, tiered
* $25 Minimum opening deposit
* $25 Daily balance required to earn interest
* Free paper statement
* Free online banking with e-statements
* Free 24-hour telephone banking
* Some withdrawal restrictions apply

Summit Money Market **

* Interest bearing account
* $1,000 Minimum opening deposit
* $10 Monthly maintenance fee
* $2,500 Daily balance avoids maintenance fee
* $2,500 Daily balance required to earn interest
* Free first order of basic checks
* Free 24-hour telephone banking
* Free online banking with e-statements
* Bill Pay available (fees apply)
* Club add-on available (fees apply)
* Some withdrawal restrictions apply

Christmas Club

* Interest bearing account
* $25 Minimum opening deposit
* $25 Daily balance required to earn interest
* Free online banking with e-statements
* Free 24-hour telephone banking
* Free paper statement
* $5 withdrawal fee applies to any withdrawal made prior to the Bank mailing checks the first week of November
* Some withdrawal restrictions apply

Certificate of Deposit and Individual Retirement Accounts Available

* $500 Minimum opening deposit
* Some contribution limits apply
* Some withdrawal restrictions apply

**Regulation D Transaction Limitations
During any month you may not make more than six (6) covered withdrawals or transfers within a calendar month. A penalty of $3 will be assessed for each covered transaction over the six (6) allowed per month.

Club Add-On
Monthly Fee: Seniors ($5) Non-Seniors ($7)
$10K Life Insurance – Accidental Death/Dismemberment
Lock Box – First six (6) months free
Free – Official Checks (no service charge)
Free – Bill Pay
Free – First Order of Basic Checks
Free – Copies (10 per month)

Please use this Financial Calculator for estimates. 

Please click on this link, to access FDIC's Electronic Deposit Insurance Estimator (EDIE) calculator.